Charles is a chartered accountant with 40 years' experience of the insurance industry. He trained at Ernst & Young and then between 1990 and 2010 held executive appointments in insurance entities including as finance director of a Lloyd's broking group, executive director of a quoted Lloyd's corporate capital vehicle, finance director of Lloyd's managing agent and managing director of an insurance accounting provider.
From 2010, Charles was a Director in BDO's (previously Moore Stephens) financial services practice, providing advice and assurance to the firm's insurance and other financial services clients on corporate governance, risk management and regulatory compliance. He participated in several s.166 reviews over governance and risk management issues at financial services entities and supported clients in remediating governance and risk management frameworks, and related controls and MI following s.166. reviews. He led board effectiveness reviews at insurers and insurance brokers. Charles also acted as an expert witness at a FRC Disciplinary Tribunal.
Charles is currently an independent NED at two insurance companies, where he either chairs or is a member of the Risk, Audit and Remuneration Committees.