xxx

Mark Davies

  • Mortgage Finance and regulation
  • Mortgage Origination
  • Mortgage lending
  • Securitisation and Loan Portfolio Trading
  • Treating Customers/Borrowers Fairly

A chartered accountant (FCA) by profession, Mark Davies’ career has spanned the mortgage industry for some 30 years as a director, interim manager and most recently a specialist advisor to a leading London law firm.  His experience includes mortgage portfolio acquisition and disposal; securitisation and portfolio funding; mortgage distribution and origination; supporting new market entrants and mortgage investors; portfolio trading and due diligence.  An FCA approved person (SMF1&3), Mark has implemented MCOB, the SMCR and Consumer Duty in a mortgage servicer and regulated lender and the mortgage deferral and customer vulnerability programmes required by the FCA.

Mark’s experience and industry expertise covers all aspects of the mortgage market ecosystem, both regulated and non-regulated.  His executive career has been built around an operational focus on processes, systems, technology, and data required to deliver best in class, effective, robust, and regulatory compliant services to investors and consumers. 

For 10 years he was the Managing Director (SMF1&3) of BCMGlobal Mortgage Services Limited, providing third-party mortgage servicing, and Rooftop Mortgages Limited, a lender of record and legal title holder of closed mortgage portfolios. The broad range executive responsibilities and C-Suite leadership experience give Mark the necessary commercial and technical expertise to provide operational, regulatory, and technical input in this area.