Stephen Griffiths

  • Credit Structuring
  • Credit Underwriting & Sanctioning
  • Mortgage Finance and regulation
  • Investment backed lending
  • UK, Switzerland, Monaco and France

Stephen has over 30 years’ experience with private banks specialising in credit products and underwriting.  The majority of Stephen's career was with Coutts & Co, both in London and in Switzerland (Geneva and Zurich), before moving on to Union Bancaire Privee and Barclays Bank AG in Geneva.  He has held senior positions both as Head of the Credit Sales Team and also as Head of a Credit Risk function sanctioning large and complex lending proposals for high net worth clients for a global client base.  Stephen has specialist knowledge of mortgage finance in UK, Switzerland, Monaco and France and the regulation involved together with full experience of lending against liquid investments.


Stephen has worked closely with auditors and regulators, both internally and externally, providing advice and guidance on treating clients fairly, explaining lending decisions and documentation.